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Welcome to our Online Account Opening Center.  Opening an account with Lake Shore Savings Bank is fast, secure and convenient.

If it's a checking account you are looking for, choose from our exciting checking accounts that offer you traditional banking options as well as non-traditional benefits, including savings discounts at local and national businesses , cell phone protection coverage, roadside assistance and so much more!

You can also open a savings account, a Christmas Club account, and a variety of Certificates of Deposit (CDs) using  our Online Account Opening Center.

If you are opening this account as a single or joint account, both you and the joint account holder will need the following items:

  1. Social Security Number (Taxpayer ID #)
  2. Date of Birth
  3. Physical Address-No PO Boxes
  4. Unexpired  Driver's License or Government ID (if the address on your identification is not your current address, you will also need a copy of a current utility bill evidencing your current address.)
  5. If you are opening an account with a beneficiary, you will need their Address, Social Security Number, and Date of Birth
  6. Occupation

Please note: Applicants must be 18 or older.  Eligible customers must also reside in New York State. Please confirm by selecting from the drop-down lists below.
*Is each applicant at least 18 years old?:
*Do you reside in New York State?:
*Were you referred by a branch employee?: