Thank you for choosing First Central Direct. 

This application process will take about 10 minutes to complete.  Your progress can be tracked in the navigation bar on the left side of the screen.  Where you currently are in the application process will be highlighted. When you have finished a step, a check mark will appear.

You will need the following information for each owner to complete the process:

  • Social Security Number or Individual Tax Identification Number (ITIN)
  • A valid form of identification including: Driver's License, State ID, Military ID or Passport
  • If funding your account electronically, your funding account bank routing number and your checking or savings account.
  • If applying for a joint or beneficiary account, you will need their Name, Social Security Number, Identification (for joint account) and Date of Birth.

For your protection, your application will automatically time out if there is not activity for 5 minutes. All information will be lost if this occurs. We recommend you save your application periodically throughout the process by clicking the Save Incomplete Application link on the following pages.

Note:  A printer is recommended for printing important account related documents.

All applicants must be U.S. residents and at least 18 years of age.  This service (First Central Direct) will not open Business and Retirement accounts. Please visit one of our locations to open these accounts.


*Are all applicants at least 18 years of age?:
*Are any applicants subject to backup withholding?:
*Are you an existing First Central Savings Bank customer?:
Promotional Code:
*How did you hear about us?: