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Welcome to First State Bank


Welcome to First State Bank's Online Health Savings Account Opening! 

An HSA is a tax-free savings account that works like an IRA, and it is linked to a high-deductible health insurance plan.

Individuals, their employers, or both, can contribute funds each year to the HSA. Contributions, interest and investment earnings are tax-free.

The account owner can use the funds for "qualified medical expenses," or simply let the funds grow tax-free through earnings.


Before you begin, please have the following items ready for the account owner and any authorized signer:

  • Social Security Number
  • Valid ID or Driver's License
  • Date of Birth
  • Home Address
  • Place of Employment and Job Title

The account opening process will take approximately 10 minutes.  If you need to leave at any point in the process, click "Quit this application" to save and log your information in our system.

PLEASE NOTE: You must be 18 years of age and a U.S. citizen to open an account online with First State Bank. 

Remember: To contribute to a Health Savings Account, you must be covered under an HSA-eligible High Deductible Health Plan

We are currently only opening HSA accounts online for residents of the states of Missouri, Illinois, Kansas and Arizona.

To get started, please answer the following questions:


*Please select your state of residence:
*At which of our bank branches would you prefer to have your banking relationship?:
*Is this a Self Only or Family coverage Health Savings Account?: