To open a personal (non-business) account with us online, you must be at least 18 years of age and a U.S. citizen or U.S. resident alien. The account application process should take between 5 and 10 minutes.

You will need the following information for each owner to complete the process:

  • Social Security Number/ITIN
  • Date of Birth
  • A valid form of identification including: Driver's License, State ID, Military ID or U.S. issued passport
  • U.S. checking or savings account to fund your new account(s)

For your protection, your application will automatically time out if there is not activity for 5 minutes. We recommend you save your application periodically throughout the process by clicking the Save Incomplete Application link on the following pages.


*Are all applicants at least 18 years of age?:
*I verify that I am a U.S. Citizen:
*In which county do you reside?:
*Are you currently a Pennian Bank customer?:
How did you hear about us?: