By opening your account online, you agree to be enrolled in our online banking service, Magic Teller.  You agree to hold your Personal Identification Number (PIN) and/or Password in strictest confidence and not to disclose it to any person without authorization.

You agree to receive your account statements and disclosures electronically.  After your membership application is approved, you will receive an email with instructions on how to complete the eStatement registration process.

Your savings are federally insured to at least $250,000 by the National Credit Union Administration and backed by the full faith and credit of the U.S. Government

Please review your rights and responsibilities as a member of Baylor Health Care System Credit Union in the  following documents:

               Funds Availability Policy

               EFT Agreement

               Truth-In-Savings

               Privacy Notice

               Membership and Account Agreement