Welcome to our Online Account Opening

At Bank of the James, we focus on relationship first. By getting to know you, we're able to find solutions that let you meet your goals and fulfill your dreams. We're creative and understanding, plus we have the flexibility to customize loans and provide financial solutions that suit your situation. Bank of the James was founded in 1999 as we watched many of our local banks being taken over by large corporate banks and institutions. We saw the level of service and quality of banking available to our community erode as decisions were being made in other states, and customer service was defined by an automated message at the other end of a toll-free number. 

Before you begin, please have the following items ready for each account owner:

  • Social Security number
  • Valid ID or driver's license
  • Date of birth
  • Home/Physical Address
  • Funding Account Number and Bank Routing Number, if funded electronically

The account opening process will take approximately 10 minutes.  If you need to leave at any point in the process, click "Quit this application" to save and log your information in our system.

PLEASE NOTE: You must be 18 years of age and a U.S. citizen to open an account online with Bank of the James. 

To get started, please answer the following questions:

*Existing Customer of Bank of the James:
*Are you a US citizen:
*Are you 18 years or older:
*How did you hear about us?: