Prospect Bank is pleased to offer Online Account Opening for many of our checking and savings products. We trust you will find this service convenient and user friendly. Once your online application is completed, we will review it and be in contact with you to enhance your online customer experience.

Before you begin, please have the following items available for each account owner:

  • Unexpired Driver's license, State ID, Passport or Military ID
  • Social Security number
  • Date of birth
  • Current street address
  • Mailing address if different from street address
  • Name, address and date of birth for any beneficiaries
  • Account information for funding your new account

If you do not have the information for your co-applicant at this time, you may add them by visiting any Prospect Bank branch.

Please note that all new account applications are subject to approval. For your protection, ID verification will be performed.

This process should take about 15 minutes to complete. For your protection, the system will automatically log you off if there is not activity for 10 minutes. If you need to leave at any point in the process, click "Save incomplete application" to save your information in our system.

Note: Current Prospect Bank Online Banking customers click here to log into Online Banking to begin your secure, expedited Online Account Opening process.

To get started please answer the following questions:


*Are you a US citizen:
*Are you 18 years or older: