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Enrollment Eligibility

Welcome to Harbor Pointe Credit Union

Thank you for your interest in Harbor Pointe Credit Union. We look forward to becoming your exclusive full-service financial institution.

We have served our region since 1933. Our field of membership is open to anyone in St. Louis, Carlton, Lake, Douglas & Eastern Itasca Counties.

To view our complete list of services
click here

Use our Switch Kit to easily move your direct deposits and automatic withdrawals over to your new account with us.

This process will take approximately 10 minutes. To complete this application, you will need to supply the following:

  • Your Name
  • Current Street Address and Telephone Numbers
  • Date of Birth
  • Social Security Number
  • Employer Information
  • Valid State ID or Current Driver's License

Applicants must be 18 years of age and a legal resident of the United States to open an account electronically.



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