Parkview Community Federal Credit Union (PCFCU) is a member-owned and operated financial cooperative. The first account you open at PCFCU is a Share Account, so called because your initial deposit of $10.00 represents your "share" of ownership. As long as you maintain at least this amount in your account, you remain a member of the credit union.
Members operate the credit union by electing a Board of Directors which establishes and reviews credit union policy. Members serve on the Board of Directors on a volunteer basis with no compensation. Each PCFCU member has one vote in electing the board members, regardless of the amount of money he or she has on deposit with the credit union. As a financial instituion, PCFCU shares many characteristics with a bank. For example, like a bank, PCFCU takes the funds deposited by members in various share and investment accounts and offers those funds to other members as loans. But as a not-for-profit financial instituion, PCFCU returns excess earnings to its members by increasing dividend rates on share accounts, lowering interest rates on loans, and introducing valuable new products and services. A bank, on the other hand, returns profits to a select group of stockholders only. PCFCU is a full-service financial institution whose mission is to provide quality financial products and services at reasonable prices to the majority of Allegheny and Westmoreland Counties in Pennsylvania. Because the credit union is federally chartered, PCFCU is regulated and its activities are monitored by the National Credit Union Administration (NCUA), an agency of the federal government. The NCUA also insures each member's deposit accounts for up to at least $250,000.00. Parkview Community Federal Credit Union provides financial services to people living, worshipping, or working in the following Pennsylvania communities in Allegheny and Westmoreland Counties or who are employed by the following organizations. COMMUNITIES Townships | Boroughs | Boroughs | Cities | - Elizabeth
- Forward
- Hemfield
- North Huntingdon
- North Versailles
- Penn Hills
- Penn Twp
- Salem
- Sewickley
- South Versailles
- Wilkins
| - Adamsburg
- Arona
- Baldwin
- Braddock
- Braddock Hills
- Castle Shannon
- Chalfant
- Churchhill
- Delmont
- Dormont
- Dravosburg
- East McKeesport
- East Pittsburgh
- Edgewood
- Elizabeth
- Etna
- Export
- Forest Hills
- Glassport
- Green Tree
- Homestead
- Hunker
- Ingram
- Irwin
- Jefferson Hills
- Liberty
- Lincoln
- Madison
- Manor
- McKees Rocks
- Mount Oliver
| - Monroeville
- Munhall
- Murrysville
- New Stanton
- North Braddock
- North Irwin
- Oakmont
- Penn
- Pitcairn
- Pleasant Hills
- Plum
- Port Vue
- Rankin
- South Greensburg
- Southwest Greensburg
- Swissvale
- Sutersville
- Trafford
- Turtle Creek
- Verona
- Versailles
- Wall
- West Elizabeth
- West Homestead
- West Mifflin
- Whitaker
- White Oak
- Whitehall
- Wilkinsburg
- Wilmerding
- Youngwood
| - Clairton
- Duquesne
- Greensburg
- Jeannette
- McKeesport
- Pittsburgh (NOTE: Some areas of Pittsburgh do not fall under NCUA approved criteria - please call to confirm)
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ORGANIZATIONS - Steamfitters Local 449
- Boilermakers Local 154
Everyone related to a current PCFCU member by blood, adoption or marriage is eligible to join PCFCU, regardless of where she/he lives. Once a person joins the Credit Union, he/she may remain a member for life, even if her/his relationship to a qualifying organization changes. |
